NuLuxe Realty Group

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Before We Start

Please read this first — it only takes a minute.

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Not legal or financial advice. NuLuxe Realty Group is a real estate team operating under Anchored Real Estate Group (Theresa Rogers, TREC #792349). Nothing here, or in any follow-up conversation with an agent, is legal or financial advice — we're here to walk you through the real estate side of your situation.

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No guarantee of outcome. Submitting this form does not stop a foreclosure, pause a sale date, or guarantee your lender will approve a short sale, loan modification, or any other option. We'll give you an honest read on what's realistic given your timeline, but we can't promise a specific result.

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Short sales require lender approval. A short sale means selling for less than what's owed, and your lender (and any additional lienholders) must agree to accept less than the full payoff. Lenders can reject, delay, or counter — there's no guarantee any particular terms will be approved.

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You may still owe money after a sale. Depending on your loan documents, you may remain responsible for the difference between what's owed and what the property sells for (a "deficiency balance") even after a foreclosure or short sale closes. We won't assume it's fully resolved just because a sale closes.

I understand this is not legal or financial advice, that submitting this form doesn't stop or delay a foreclosure, and that any short sale or other option depends on lender approval that isn't guaranteed.

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Property & Loan Info

The basics on the property and what's owed against it.

Property address Is this your primary residence? Property status

Lender name Months behind (if any)

How many loans are on the property?

Mortgage balance (estimate) Other liens/judgments (estimate)

Do you have a second mortgage, HELOC, solar lien, tax lien, HOA lien, judgment, child support lien, IRS lien, contractor lien, or other known lien? If yes, briefly list what you know (optional) What do you think the home is worth?

Are property taxes current? Is there an HOA?

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Foreclosure & Urgency

This tells us how much time we're actually working with.

Important foreclosure / short sale disclaimer

This form is for general real estate intake and planning purposes only. NuLuxe Realty Group and its representatives are not your attorney, tax advisor, credit counselor, bankruptcy advisor, foreclosure consultant, loan servicer, or mortgage assistance relief provider. Submitting this form does not stop a foreclosure, postpone a sale date, guarantee a short sale approval, guarantee lender cooperation, guarantee debt forgiveness, guarantee credit outcomes, or create a legal, tax, financial, mortgage, or agency relationship.

Which best describes where you're at? Have you received a Notice of Default or sale date? Sale / auction date (if known) How urgent is this?

Urgent sale-date disclaimer

If you have received a foreclosure sale date, contact your mortgage servicer, a qualified Texas attorney, and/or a HUD-approved housing counselor immediately. Do not rely on this form as your only action. Time-sensitive legal rights and deadlines may apply. Texas foreclosure timelines can move quickly once a notice of sale is issued — Texas Property Code generally requires at least 21 days' notice before a nonjudicial foreclosure sale. HUD's housing counselor line is 800-569-4287.

What's going on? (brief, optional) Have you spoken with your lender/servicer about loss mitigation? Have you applied for a loan modification, repayment plan, forbearance, or other assistance?

No mortgage relief guarantee

NuLuxe does not guarantee loan modification, foreclosure postponement, reinstatement, repayment plan approval, forbearance, short sale approval, deed-in-lieu approval, cash-for-keys, debt forgiveness, or any specific result from your lender, servicer, court, trustee, HOA, taxing authority, or lienholder. The FTC warns that foreclosure rescue and mortgage relief services cannot charge homeowners upfront before delivering a written mortgage-relief offer accepted by the homeowner.

Have you filed bankruptcy or spoken with a bankruptcy attorney? Are you currently working with an attorney, housing counselor, or another real estate professional about this property?

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Equity, Value & Sale Options

What you're hoping for, and whether selling is on the table.

What is your main goal? Are you willing to sell the property?

Short sale disclaimer

A short sale requires lender and/or lienholder approval and is not guaranteed. The lender may approve, deny, delay, counter, or impose conditions on any short-sale request. The seller may remain responsible for certain debts, deficiencies, taxes, HOA amounts, liens, relocation costs, or other obligations unless released in writing by the appropriate party. Consult an attorney and CPA before relying on any short-sale outcome.

Is the home currently listed for sale? Do you have a signed listing agreement? Have you received any purchase offers? Estimated repairs needed Approximate repair estimate, if known

Value and payoff disclaimer

Any estimated home value, payoff amount, lien amount, repair estimate, or possible net amount discussed is only a rough estimate. Actual amounts are determined by market conditions, buyer offers, inspections, title search, lender payoff statements, HOA payoff statements, tax prorations, lienholder demands, court records, and title company settlement figures.

Can you provide access for photos/showings if selling becomes an option?

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Documents Available

This helps us know whether this is a real short-sale/foreclosure file or just an early conversation.

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Best Contact & Timing

An agent will follow up directly and confidentially.

Full name

Phone Email

Best contact method Best time to reach you

Can we contact you today if the situation appears urgent?

Consent to contact

By submitting this form, I consent to be contacted by NuLuxe Realty Group and/or its representatives by phone, text, or email regarding my property inquiry. Message and data rates may apply. I may opt out at any time.

Which agent are you working with? (if any) Anything else we should know? (optional)

Before you submit

I understand this form does not stop foreclosure, postpone a sale date, or guarantee any lender/servicer outcome. I understand NuLuxe Realty Group is not providing legal, tax, bankruptcy, credit-repair, foreclosure-consulting, or mortgage-relief advice through this form. I understand I should contact my lender/servicer, a qualified attorney, and/or a HUD-approved housing counselor immediately if I have received a foreclosure notice or sale date. I understand a short sale requires lender/lienholder approval and is not guaranteed. I understand estimated value, payoff, liens, repairs, and net figures may be inaccurate until verified by the lender, lienholders, title company, and other proper parties. I agree not to submit Social Security numbers, full bank account numbers, or unrelated sensitive personal information through this form. I consent to be contacted by NuLuxe Realty Group and/or its representatives by phone, text, or email regarding my property inquiry.

NuLuxe Realty Group · a team under Anchored Real Estate Group, Theresa Rogers, TREC #792349. Equal Housing Opportunity.

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